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New...
EZ
as 1-2-3
Open
your FREE checking account
Activate your FREE Visa Debit Card
Activate your FREE Online Banking
Enroll in FREE Bill Pay
These
simple steps will put your name in a drawing for a chance
to win a monthly prize of a $50 gift card and you could
ultimately win the GRAND PRIZE of a laptop computer!
NOTE:
You must actively utilize these services for 3 consecutive
months to qualify for the grand prize drawing to be held
11/01/10.
Get
a discount on your qualifying rate
1%
Discount off your qualifying rate on the purchase of a new
or used vehicle!!
Also
applies to vehicle loan transfers from other financial institutions!!
Call
our Loan Department for more details...(210) 223-6561
Restrictions
may apply
Must have coupon
Cannot be combined with other discounts
Offer good May 17, 2010 - June 30, 2010
Credit
Union members - Why throw away your money?
Save on Sprint wireless service and phones,
plus get a FREE car charger*!
Select
Employees Federal Credit Union members have already been
saving big with the Sprint Credit Union Member Discount
Plan. Now our members can also receive a FREE car charger*
with the purchase of a phone and a new activation through
Sprint.
Not
familiar with the Sprint Credit Union Member Discount Plan?
Here's how you can save:
- 10%
off most regularly priced Sprint service plans
- Waived
activation fee on new activations
- Waived
upgrade fee
Start
saving today! Free car charger available with web and phone
purchases only. To learn more about this discount plan and
to get your free car charger, visit www.SprintSave4CU.com
or call 877.SAVE.4.CU.
*Offer
valid from January 1, 2010 to January 31, 2010. Exclusively
from Platinum Wireless, while supplies last. See Web site
for details and restrictions.
Compare,
Switch & Save
Fiancial
Instirution |
Savings
Min. To
Open |
Checking
Min. To
Open |
Checking
Account
Monthly Fee |
Overdraft
Protection Fees |
Bill
Pay |
NSF
Fees |
| Broadway
Bank |
200.00 |
500.00 |
00.00 |
5.00
(only in increments of $250) |
free |
28.00 |
| Bank
of America |
25.00 |
25.00 |
8.95 |
10.00 |
free |
35.00 |
| Chase |
25.00 |
25.00 |
6.00 |
10.00 |
free |
35.00 |
| IBC |
50.00 |
50.00 |
5.00 |
29.00
(18% interest if account is negative |
free |
29.00 |
| SEFCU |
5.00 |
25.00 |
FREE |
1.00
- any increment |
FREE |
30.00 |
Change
in NCUA Rules
Alexandria, Va., October 8, 2008 – President
George W. Bush signed into law the “Emergency Economic Stabilization
Act of 2008” on October 3, 2008, which temporarily increases
federal deposit insurance coverage. The new law amends the
share insurance coverage provided by the National Credit
Union Administration (NCUA) through the National Credit
Union Share Insurance Fund (NCUSIF) and the deposit insurance
provided by the Federal Deposit Insurance Corporation (FDIC).
The NCUA Board also took action on October 3 to eliminate
the concept of “qualified beneficiary” in determining NCUSIF
share insurance coverage. The newly enacted rule serves
to maintain parity between insurance coverage offered by
NCUA and the FDIC. NCUA is working to update all related
publications to reflect these changes.
Statutory
Share Insurance Change: $250,000
The
new law became effective on October 3, 2008, and will remain
in place through December 31, 2009. The law provides for
an increase in the minimum NCUSIF coverage from $100,000
to $250,000 on member share accounts. This includes all
account types, such as regular share, share draft, money
market, and certificates of deposit. Individual Retirement
Account and Keogh account coverage remains at up to $250,000
separate from other types of accounts owned.

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