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What's New...

EZ as 1-2-3

Open your FREE checking account
Activate your FREE Visa Debit Card
Activate your FREE Online Banking
Enroll in FREE Bill Pay

These simple steps will put your name in a drawing for a chance to win a monthly prize of a $50 gift card and you could ultimately win the GRAND PRIZE of a laptop computer!

NOTE: You must actively utilize these services for 3 consecutive months to qualify for the grand prize drawing to be held 11/01/10.

Get a discount on your qualifying rate

1% Discount off your qualifying rate on the purchase of a new or used vehicle!!

Also applies to vehicle loan transfers from other financial institutions!!

Call our Loan Department for more details...(210) 223-6561

Restrictions may apply
Must have coupon
Cannot be combined with other discounts
Offer good May 17, 2010 - June 30, 2010

Credit Union members - Why throw away your money?
Save on Sprint wireless service and phones,
plus get a FREE car charger*!

Select Employees Federal Credit Union members have already been saving big with the Sprint Credit Union Member Discount Plan. Now our members can also receive a FREE car charger* with the purchase of a phone and a new activation through Sprint.

Not familiar with the Sprint Credit Union Member Discount Plan? Here's how you can save:

  • 10% off most regularly priced Sprint service plans
  • Waived activation fee on new activations
  • Waived upgrade fee

Start saving today! Free car charger available with web and phone purchases only. To learn more about this discount plan and to get your free car charger, visit www.SprintSave4CU.com or call 877.SAVE.4.CU.

*Offer valid from January 1, 2010 to January 31, 2010. Exclusively from Platinum Wireless, while supplies last. See Web site for details and restrictions.

Compare, Switch & Save

Fiancial Instirution
Savings
Min. To
Open
Checking
Min. To
Open
Checking
Account
Monthly Fee
Overdraft Protection Fees
Bill Pay
NSF Fees
Broadway Bank 200.00 500.00 00.00 5.00 (only in increments of $250) free 28.00
Bank of America 25.00 25.00 8.95 10.00 free 35.00
Chase 25.00 25.00 6.00 10.00 free 35.00
IBC 50.00 50.00 5.00 29.00 (18% interest if account is negative free 29.00
SEFCU 5.00 25.00 FREE 1.00 - any increment FREE 30.00

Change in NCUA Rules

Alexandria, Va., October 8, 2008 – President George W. Bush signed into law the “Emergency Economic Stabilization Act of 2008” on October 3, 2008, which temporarily increases federal deposit insurance coverage. The new law amends the share insurance coverage provided by the National Credit Union Administration (NCUA) through the National Credit Union Share Insurance Fund (NCUSIF) and the deposit insurance provided by the Federal Deposit Insurance Corporation (FDIC). The NCUA Board also took action on October 3 to eliminate the concept of “qualified beneficiary” in determining NCUSIF share insurance coverage. The newly enacted rule serves to maintain parity between insurance coverage offered by NCUA and the FDIC. NCUA is working to update all related publications to reflect these changes.

Statutory Share Insurance Change: $250,000

The new law became effective on October 3, 2008, and will remain in place through December 31, 2009. The law provides for an increase in the minimum NCUSIF coverage from $100,000 to $250,000 on member share accounts. This includes all account types, such as regular share, share draft, money market, and certificates of deposit. Individual Retirement Account and Keogh account coverage remains at up to $250,000 separate from other types of accounts owned.