Checking
Accounts ...
We
currently offer CLASSIC & SELECT
Checking Accounts for our members. They have unique features
but both offer:
NO monthly service charge
Unlimited check writing
Direct deposit and/or payroll deduction
ACH and automatic payments
Monthly statements
VISA debit cards
FREE 24/7 access to SELECT 24 audio response
system
FREE 24/7 access to online banking
FREE check imaging thru online banking
(view your cleared checks and get copies)
Overdraft Advance
FREE Online Bill Pay
CLASSIC
Checking Accounts is non-dividend bearing and requires
NO minimum balance.
SELECT Checking Accounts
is dividend-bearing and requires a $300 minimum balance.
Fresh
Start Checking Accounts assist members and/or
potential members with the opportunity to re-establish a
checking account relationship. Minimum to open is $25.00,
account subject to a monthly service charge of $10.00. Other
restrictions apply.
Overdraft Advance is a program that allows
members to enter into an OVERDRAFT situation up to $300
without having their non-sufficient items returned. The
benefits are as follows:
Allows extra cash for unexpected emergencies
Allows cushion in case of mistakes on balancing account
Avoids embarrassment of a returned item
Only charged an overdraft fee
Saves money by eliminating merchant penalty fees
Available on checks written or cashed at a teller window
Available on ACH items
Advance is not a loan
Rates
are subject to change without notice -
|