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Loan Services...

We offer a wide variety of loan programs to meet most family budgets. With flexible rates and terms, you’re sure to find a plan that will work for you and/or your family. Contact a loan officer today to see what loan rates you qualify for.

Loan Rates...
Effective August 15, 2008

New & Used Vehicle Loans - featuring competitive rates and terms. Get a pre-approved loan prior to shopping to give yourself the sales advantage.
Rates as low as 5.50% annual percentage rate

Recreational Vehicle Loans – low interest rates and terms for boats/watercraft vehicles, RVs, ATVs and travel trailers. Longer terms allow you to finance your fun and enjoy it without hurting your monthly budget.
Rates as low as 6.50% annual percentage rate

Line of Credit Loans - unsecured loans backed by your signature can be used for vacations, home improvements or whatever you need.
Rates as low as 9.00% annual percentage rate

Savings and Share Secured Loans – let your money work for YOU! Use the money you have on deposit in your share certificates to secure a loan and pay only 3% above the dividend rate you are earning. You may also choose to use your regular savings as security for a loan but those rates are subject to change. Funds in your checking and IRA accounts cannot be used as security for this type of loan.
Rates as low as 4.00% annual percentage rate

 

Mastercard - a card for everyone with rates as low as 7.90% annual percentage rate. We offer several different cards with great competitive rates and benefits. Choose the card that works best for you. All of our cards (except Secured MasterCard) feature:

NO Annual Fee
NO Cash Advance Fee
NO Balance Transfer Fee
25 Day Grace Period on Purchases
Cash advances available in credit union
Automatic payment through ACH
Payments accepted in the credit union
Payment by phone
Pay ahead feature
No qualifying credit life and disability insurance
Account Fraud Detector
Pulse ATM access with PIN
On-line account access at gotomycard.com

Platinum MasterCard ($10,000 - $15,000 limits)

$1,000,000 Travel Accident Insurance
Credit card registration
Change of address service
Emergency message service
Purchase Assurance Extended Warranty
MasterRental Insurance
Master RoadAssist Service
Travel Assistance Services
Travel discounts
MasterCard Global Service
Year-End Summary of Charges

Gold MasterCard ($3,000 - $10,000 limits)

$250,000 Travel Accident Insurance
Purchase Assurance Extended Warranty
MasterRental Insurance
Master RoadAssist Service
Travel Assistance Service
MasterCard Global Service

Classic MasterCard ($200 - $5,000 limits)

$100,000 Travel Accident Insurance
Baggage delay benefit

Secured MasterCard ($200 - $1,000 limits)

$100,000 Travel Accident Insurance

 

Credit Life and Disability Insurance - these products are available on all loans. They provide extra protection for you and your family in case of accidents or death. Our rates are extremely competitive and the premiums are included in your monthly loan payments.

Guaranteed Asset Protection (GAP) - if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, your auto insurance will cover the replacement value only. You will remain liable for payment of the difference between the insurance settlement and your loan balance. This difference could easily amount to thousands of dollars. Purchasing GAP for just a few dollars a month will protect you against this kind of unexpected expense. If you have GAP, the difference between your loan balance and the insurance settlement could potentially be paid in full! Your premiums for GAP can be included in your monthly loan payments.

 

Extended Warranty - you can purchase a competitively priced extended warranty for your new or used vehicle that goes beyond the manufacturer’s warranty when you finance your car loan with the credit union. Your coverage and deductible amount depends on the plan you choose. Financing is available along with the cost of your car.

Rates are subject to change without notice -