| Checking
Accounts ...
We
currently offer CLASSIC & SELECT
Checking Accounts for our members. They have unique features
but both offer:
NO monthly service charge
Unlimited check writing
Direct deposit and/or payroll deduction
ACH and automatic payments
Monthly statements
VISA debit cards
Pulse ATM cards
FREE 24/7 access to SELECT 24 audio response system
FREE 24/7 access to online banking
FREE check imaging thru online banking
(view your cleared checks and get copies)
Overdraft Advance
Online Bill Pay
CLASSIC
Checking Accounts offer special senior services
and requires NO minimum balance.
SELECT Checking Accounts
offer special senior services, requires a $300 minimum balance,
and members can get FREE Traveler’s Checks and FREE
money orders.
Fresh
Start Checking Accounts assist members and/or
potential members with the opportunity to re-establish a
checking account relationship. Minimum to open is $50.00,
account subject to a monthly service charge of $15.00.
Overdraft Advance is a program that allows
members to enter into an OVERDRAFT situation up to $300
without having their non-sufficient items returned. The
benefits are as follows:
Allows extra cash for unexpected emergencies
Allows cushion in case of mistakes on balancing account
Avoids embarrassment of a returned item
Only charged an overdraft fee
Saves money by eliminating merchant penalty fees
Available on checks written or cashed at a teller window
Available on ACH items
Advance is not a loan
Rates
are subject to change without notice -
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